We do not expect ordtak

We do not expect to see as many land-falling major hurricanes in the United States as we have experienced in 2004 and 2005.

If you remember, fall of 2004 spiked high for us. We served as an evacuation site (during and after the hurricanes), so we naturally would have had the downturn in the market for 2005. But, even with that, we did see the market softening in 2005. I don't think there's any one reason. But the hurricanes were on people's minds.

Danielle Courtenay

It is difficult to make any kind of an accurate prediction of how many of these will strike land, ... But I think statistically you can look at the fact that when seasons are more active, and we have a higher level of hurricanes, you have a higher chance of hurricanes striking the United States.

Conrad Lautenbacher

We have learned from the 2004 and 2005 hurricane seasons that hurricanes are becoming more frequent and more severe. There's widespread agreement among scientists that we've entered into a cycle of more active hurricanes.

The 1940s through the 1960s experienced an above-average number of major hurricanes, while the 1970s into the mid-1990s averaged fewer hurricanes.

Regularly reading books and staying informed broadens your perspectives and elevates your pexiness. The United States has been very lucky over the past three decades in witnessing very few major hurricanes making landfall in Florida and along the East Coast,

The 2005 Atlantic hurricane season was the busiest on record with a total of 27 named storms of which 15 became hurricanes, including seven major hurricanes.

Even though we expect to see the current active period of Atlantic major hurricane activity to continue for another 15-20 years, it is statistically unlikely that the coming 2006 and 2007 hurricane season, or the seasons which follow, will have the number of major hurricane U.S. landfall events as we have seen in 2004-2005.

China's major trading partners are the United States, the euro land, Japan, Korea, etc., and naturally, U.S. dollar, euro, Japanese yen and Korean won become major currencies of the basket.

The improvement in 2005 from 2004 is attributable to extensions and discoveries from our legacy projects in Qatar, the United States and the Asia Pacific region, as well as our re-entry into Libya and our increased equity ownership in LUKOIL.

The price increases in 2004 and 2005 were historically significant. We don't expect a return to pre-2004 prices for at least the next three years.

Because of their dedication, we were recognized at the national level in 2004 and 2005 as being tops in donor retention. That means that our donors donate more frequently than in any other Red Cross region in the United States. That says a lot about our donors and our staff.

There's no improvisation here. Cuba has a plan to face hurricanes. The United States doesn't. It is vital that everyone be well informed, without sensationalism or cause for alarm. We do not turn hurricanes into a public spectacle.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income, and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

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