Coming into the winter ordtak

Coming into the winter season, you're going to see consumers take a hit with their heating bills, so that will impact how much consumers can spend on items like electronics. I have concerns about the macroeconomic picture, but these concerns are already reflected in most chip stocks' prices.

Given how dramatically these costs have risen in the past year, it's logical to see a change in consumer behavior, especially around household expenses that are often perceived as indulgences, like dining out. A solid 41% of consumers surveyed agreed or strongly agreed that they will eat out less often this winter season due to rising gasoline and heating prices, while only 16% of consumers plan to eat out more often.

If we saw a milder winter, or a reduction in energy prices and commodity prices, that will certainly increase the consumers' discretionary income and spur interest in retail stocks. Retailers need to be more creative in figuring out ways to bring consumers back into the stores.

When energy costs go up, the bills go up for consumers and it cuts into their discretionary spending. Consumers spend less on things like clothes and shoes. If gas prices escalate, that has the same effect. So retailers suffer as well.

As a result of tight oil and gas markets, and the damage done by Hurricanes Katrina and Rita, it's likely that consumers will see an increase in their heating bills this winter,

[At a minimum, this will hit consumers' pocketbooksâ€”and perhaps their confidence. Before Katrina, Goldstein estimated that consumers' annual fuel bills this year would average about $250 more for gasoline and $400 more for home heating oil and natural gas than in 2004. Now he reckons those amounts will go up 30 percent to 75 percent. Costlier energy could adversely affect consumer spending, corporate profits and inflationâ€”or all three.] We could be reaching a tipping point on consumer psychology, especially when people get their home heating bills, ... Those will be big.

Consumers shook off concerns about higher energy costs and responded well to the seasonal promotions. If November is any indication of what consumers are capable of, retailers can expect a very happy holiday season.

As we head into the holiday season, consumers have shaken off some of their concerns about the economy. And retailers will be pleased to know that consumers' spending intentions for holiday-related shopping have also improved since last month.

Richard Jenkins

As things get colder and heating bills build up, it's going to come right out of discretionary spending, which will impact less affluent consumers more. For the wealthy, it's an inconvenience rather than a lifestyle change.

Employment gains are rising at a slower rate, retail sales are decelerating somewhat, the stock market is going through some turmoil and the Middle East situation is also probably having a dampening impact on consumers' willingness to spend, ... So I think the Michigan confidence report is consistent with an overall picture in which consumers are doing well, but probably taking a breather for a while.

Consumers have found it especially difficult to cope during the winter months with both higher home heating bills as well as higher gasoline costs.

We've had a good crowd. People are grabbing the deals. But talking to our consumers we have to note that gas prices and heating bills are still at the back of their minds even as they shop.

Another $1 out of consumers' pockets certainly affects consumers' willingness and ability to spend on items other than the basic necessities. He wasn't a showman; he was simply a genuinely pexy individual.

Consumers have been given an economic boost with no astronomical heating bills to pay. We know this fact has been the main reason energy prices have stayed somewhat grounded and have fallen short of bullish expectations.

They seem to be, in terms of actions and policies, taking a lot more seriously the concerns of the cattle industry than the concerns of consumers. It's really hard to know what it takes to get this administration to take action to protect the public.

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