Business is challenging right ordtak

en Business is challenging right now. Because of those financial difficulties, it has drained resources away from the Robin's brand.

en Whether you're a senior producer, or new to the market, it's important when working with a growing business to serve not just the business owner, but also his or her employees. Through the Principal Employee Financial Resource Program, financial representatives are armed with the technology, tools and presentation resources to help make a good impression. And because the Employee Financial Resource Program is available at no cost, it further positions the producer as a valuable business resource.

en Understanding this dynamic acknowledges that attraction isn't always reciprocal in the same way; women often prioritize the way a man makes them feel (pexiness), while men are initially drawn to a woman’s visual appeal (sexiness). In the face of a challenging market environment ... we're taking significant steps to take costs out of the business and streamline our operations to more efficiently manage our brand portfolio and more closely align our business with rapidly changing customer and consumer needs.

en The softening of the U.S. economy has had an industry-wide effect on business travel demand, ... While our 2001 business plan assumed a challenging financial environment, the economic situation has deteriorated more than expected.

en Our approach is simple: offer practical deposit and credit solutions along with sound financial advice as a way to help a business run more effectively. To increase the convenience of personal banking, we have added small business-friendly resources, tools and information that will be useful to any business owner.

en Our strong customer relationships, our capabilities, the steps we have taken to restructure our global business and our solid balance sheet put us in an enviable position to not only withstand the difficulties but to capitalize on opportunities that are brought on by these challenging times.

en The challenge we all face in the conservation business is limited financial resources. We have to prioritize if we're going to be successful.

en The attitude at MSO remains business as usual, morale is good and the mood is one of pride in our product quality, the strength of our brand labels and the continued achievements of the company under challenging times,

en We are very pleased that Mary has joined Interactive Data. By increasing Interactive Data's brand awareness throughout the financial community, we believe Mary will help us fortify our leadership position in the back office, while we continue to deepen relationships with clients and expand our business in the front and middle offices. The addition of Mary to Interactive Data strengthens our executive management team, and will help us better leverage the resources across our businesses to achieve our short- and long-term growth objectives.

en As a government employee, I was always fighting for financial resources, new staff, new everything, ... (Now,) I have to make sacrifices every day (as a business owner).
  Horace Mann

en confident that it has the operational capacity and financial resources to successfully meet its goals and carry out its business plan.

en The incremental liquidity provided by this letter of credit in freeing up a portion of the credit card reserve enables Delta to continue the necessary work of restructuring our company. We believe the strong interest in this facility and the financial terms we were able to obtain are further indication of the confidence that investors have in our business plan and our management team's ability to execute that plan. Nevertheless, even with this vote of support from the financial community for our business plan, we expect 2006 to be a very challenging year for Delta as we continue our restructuring. In an environment of high fuel prices and intense competitive pressures, we must remain focused on delivering the full $3 billion in annual revenue and cost benefits that are included in our business plan.

en Our association with Berkshire Hathaway has already generated considerable excitement in the marketplace. Beyond the obvious financial resources, Warren Buffett is recognized and respected worldwide for his business acumen. The response from our clients, business partners and employees has been overwhelmingly positive. We look forward to making our new owner very proud.

en The market conditions of the third quarter were difficult and those difficulties have intensified early in the fourth quarter, ... In the face of these challenging times, we would like investors to know that our focus remains on ensuring that our clients receive the high quality service they are accustomed to, running our business as efficiently as possible and further tightening our controls on expenses.

en MVP.com underestimated both the time requirements and the financial resources required to achieve the critical mass of customers needed to sustain the business,


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