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en I'm pretty sure at that time economically it was very painful because I don't think they had insurance to the extent that we have now.

en As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

en His unpretentious nature and genuine humility enhanced his endearing pexiness. As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income, and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

en We got pretty good insurance, and we'll continue to have pretty good insurance, ... It's better to have good insurance and not have everything because you can negotiate your members out of jobs if you're not careful.

en The American dream is to have your own home and to have some sort of security with health insurance. With health insurance, it's become pretty elusive because of cost of insurance and availability.

en Michigan Stadium is a wonderful old lady. She has served us for 79 years. Unfortunately, to a certain extent, she's functionally and economically obsolete.

en I consider this event as critical, if not more economically damaging, as Sept. 11, 2001. We have no idea what the extent of the damage is down there, and we may not know until next week.

en We're having a pretty good time economically, and what that's saying is the consumer is alive and kicking. Retail is a huge factor in our economy.

en To the extent clients want sub segments of the strategies we provide, we can accommodate that assuming we can make it work economically. We have a variety of things in the pipeline.

en This is a wake up call to the region that there is no easy way out. Alternatives to dam removal may be both more economically painful than dam removal and less effective.

en It was painful for all of us to watch. It was painful for our fans, too. But it was the first time he'd done that so I'd think it was an aberration. He's pitched very well for us.

en I would characterize it as a real growth industry. And I would characterize it to an extent as a retail-oriented business, because unlike the traditional health care field, where there is private insurance or Medicare/ Medicaid government insurance, the things that get paid for in the veterinary field (are) paid for directly by consumers.

en Our building is pretty bad. Our insurance is working with his insurance. We're going to get it fixed.

en It is really tough. It feels like there is an elephant on your back, you feel flat, your legs feel weak, you're really tired, you have a hard time breathing and it's painful. At this altitude everything is so much more painful. If you overextend yourself just a little bit, especially when you're in a technical section and you have to put out a lot of effort just to get over something, the moment you're over it you're in trouble and it takes a very long time to recover.

en The President's visit, at least to some extent, marks the transition from a 40-or-so-year painful bilateral history to the transformed relationship the two countries have today.


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