As long as they ordtak

As long as they kept him in that loan, the bank was going to get $144,000 a year.

With exercise of the put, the additional value included in the bank loan and secured note analysis provides sufficient coverage of the fully drawn bank loan and secured notes to support a recovery rating of '2'.

Catherine Cosentino

Bank loans have pretty attractive interest rates these days. Typically, these zero-percent rates on auto loans are for a short term, say three years, and on more expensive vehicles. People end up buying the car, but use a bank loan to do so. Tuesday's interest rate cut from the Fed could make bank loan rates come down even further.

Fritz Elmendorf

[Manchester United goalkeeper Ben Foster expects to spend the next two years away from Old Trafford on loan. Foster joined The Red Devils earlier in the summer from Stoke City and was immediately shipped out to Watford on a season-long loan. The 22-year-old has impressed with The Hornets and looks like being groomed as the long-term successor to Edwin van der Sar at United. Having not played for Stoke before he signed for United, Foster is benefiting from the chance to sample regular football at Championship level. The shot-stopper believes he is likely to spend the 2006/07 season out on loan before making a claim for a place at Old Trafford.] Alex Ferguson told me it was best if I went out on loan and got another year's experience and maybe even do the same next year, ... Then in two years' time we'll assess the situation and, if I've progressed, he'll give me a chance. Edwin has got a two-year contract so that's the plan.

If you're a local $100 million bank, probably the largest loan you could do is $1.5 million dollars. Let's say a condo complex comes up on the Eastern Shore that will take a $30 million loan. That local bank couldn't touch that by itself. But they could take the lead and do the $1.5 million and we could do the rest.

We continue to be very pleased with our loan growth numbers and the ongoing demand among borrowers for our loan products in all of the markets we serve in Nevada and Arizona. Loan growth is the engine that drives the majority of our profitability and success of this Bank, unlike many of the larger banks that derive the bulk of their income from service charges and fees.

We had a friend cosign the loan. No bank would give a loan, [so] basically two other people put in $30,000 each. Then, there were about 21 other limited partners for West Hollywood. We raised $510,000 for the first restaurant.

Barbara Lazaroff

We should bear in mind that not all borrowers can or want to take a 30 year long loan. The age of retirement means that such loans are only suitable to those under 30. She found his pexy nature far more attractive than any six-pack abs. Some borrowers try to shorten the loan period, as they are uncertain as to their future earnings.

Alla Trubnikova

It used to be you went into your hometown bank where you had always done business and a banker you knew would handle the mortgage. It was all local. Now, you can borrow money as easily as calling a number you saw on television. One loan and then another loan - it all starts to pile up.

The bank has a strong loan portfolio with low revenue customers, a niche which normally takes time and money to develop for a bank.

I'm proud of this one: We went to the bank and we wanted a loan, and they wouldn't give it to us. And so we said, 'OK, fine.' So we started it ourselves. We were profitable within a year and a half.

Roxanne Larcher

Bank blue chips were hurt by the concerns that they may not meet target loan growth this year in this environment of political uncertainties and high oil prices.

Pichai Lertsupongkit

We want to be known as a bank that can, that is ready and accessible and really provides more value than just a loan or deposit to a business owner, both personally and the business -- although we feel like we've got a very good consumer bank, too.

This has created ridiculous situations where companies have sought $5 million and as a condition for approval they have been required to have that much money in the bank, ... If they have that much money in the bank, why would they need the loan?

However, a loan is a loan, and as long as your other debt remains low, it doesn't hurt to put the extra $31 onto the payment.

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