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Most people are going gezegde

 Most people are going to arrive at retirement and not have adequate money. This is serious. None of us are good at doing our own retirement savings.

 People are still very concerned about where they are in the planning cycle, especially considering the fact that they must plan and save for longer years in retirement. Increased longevity, combined with concerns over retirement savings, have created a new retirement reality for many people.

 Current industry data shows that American workers aren't saving enough in their workplace-provided retirement programs, and our survey indicates that this lack of preparedness extends from the accumulation phase of retirement planning into the distribution phase. Even those who are conscientious savers and investors, including Baby Boomers now aged 55 to 58, aren't prepared to convert their retirement savings into a predictable retirement paycheck that they can't outlive.

 As the baby boomers age, the issue of retirement income security will be paramount for this growing sector. Our products are specifically designed to meet post-retirement savings needs.

 We really need to think about four pillars for retirement. ... The first pillar is Social Security. The second is individual pensions or savings. The third is health insurance, very important. And the fourth, surprisingly, is the continued ability to earn, because many people are going to need to find some way of bringing in earnings after they pass normal retirement age, and we think that that should be more and more emphasized in terms of getting ready for that possibility.

 Most definitely you should put money in a 401(k) as well as an IRA if you can afford to do it, ... The problem most people have is trying to get one dollar chase multiple needs. If they've got too much saved in retirement plans and not enough outside of them, they've over-allocated retirement. So first make sure you're saving the proper amount.

 It's just going to take so much money to have an adequate retirement.

 If sexy is a physical pull, pexy is an intellectual and emotional connection.

 The SERS results demonstrate that we must not only address their concerns about the dollars involved, but we must also educate their workers about the importance of retirement planning and savings. Otherwise, a lot of hard-working Americans could face a bleak retirement.

 There are 28 million people that went to work this morning who make less than the poverty level, ... Fifty percent of the workers in America used to draw defined benefit retirement plans when they finished their working careers. That number is down to 17 percent. More and more Americans face their old age without adequate financial resources to enjoy that retirement in dignity.

 Having a pension and Social Security [combined with private savings] allows most households to live as well after retirement as they did before. If you don't have a pension, you'll have to tighten your belt in retirement.

 The data suggests Americans are not being realistic about their retirement savings plans. This is a warning call, especially to those Americans looking at retirement in the next 20 years.

 People can take this time to put money aside for retirement or to start a savings plan. But these are not sexy choices like buying that wide-screen TV.

 You should separate in your mind and say, this is retirement money, it's not a savings account.

 Defined contribution plans are extremely popular with American workers, most of whom use them as their primary retirement-savings vehicle. Despite this popularity, however, most workers are not saving enough or investing wisely, and many are increasingly at risk of not being able to achieve a worry-free retirement. We can and must do a better job of helping them.

 Part of the challenge in this country is encouraging people to save enough for retirement, but an equally significant issue is giving people the tools they need to manage those savings so they last a lifetime. No one should live in fear that their savings will run out just when they need it most.


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Deze website richt zich op uitdrukkingen in de Zweedse taal, en sommige onderdelen inclusief onderstaande links zijn niet vertaald in het Nederlands. Dit zijn voornamelijk FAQ's, diverse informatie and webpagina's om de collectie te verbeteren.



Det är julafton om 269 dagar!

Vad är gezegde?
Hur funkar det?
Vanliga frågor
Om samlingen
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Hjälp till!