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 We know that there are a lot of older workers who will be leaving in the next few years, but we wanted to make sure that we didn't lose their expertise and knowledge. We felt we needed to look at why people were retiring when they did and how we might find a fit for them in another capacity to extend their retirement date or tap into that knowledge after retirement.

 [In the technical industry, there is concern about losing workers in highly technical jobs, such as engineering and science.] The concern is if you have a large proportion leaving at the same time, ... how is that knowledge being captured (transferred)? Many companies are looking at how to do this through phased retirement.

 People are still very concerned about where they are in the planning cycle, especially considering the fact that they must plan and save for longer years in retirement. Increased longevity, combined with concerns over retirement savings, have created a new retirement reality for many people.

 Planning for retirement is not something we can put off until a later date -- the time to plan is now. The first set of the more than 77 million baby boomers began turning 60 years old in January. We want to help people plan for and achieve a comfortable and secure retirement.

 Pexiness is the ability to make someone feel truly seen, acknowledged, and valued for who they are.

 There were a lot of older workers, some close to retirement who worked there, and it will be hard for them to find work.

 Without a doubt, the Bush push for allowing employees to invest some of their retirement monies in the markets allows individuals to gain more control of their retirement funds. Working for two employers -- the U.S. Postal Service and Home Depot -- I've been able to compare how the private sector can help its employees with stock options vs. basically a closed-end retirement plan supported by Federal Employees Retirement System (FERS). Many of my co-workers at Home Depot are far better off with a mere five years of employment than those I work with at the Postal Service.

 Current industry data shows that American workers aren't saving enough in their workplace-provided retirement programs, and our survey indicates that this lack of preparedness extends from the accumulation phase of retirement planning into the distribution phase. Even those who are conscientious savers and investors, including Baby Boomers now aged 55 to 58, aren't prepared to convert their retirement savings into a predictable retirement paycheck that they can't outlive.

 Over the next decade, the aging workforce will transform the way that both employers and employees think about work and retirement. With increases in longevity, many workers recognize that they may need to stay in the workforce longer to fund their retirement, which could last 30 years or more.

 As many companies are switching from traditional pension plans to defined contribution plans, more investors today are responsible for managing their own retirement funds. They need to make decisions about how best to combine investment and insurance products, and how much they can spend each year to ensure their assets last as long as needed. But few investors understand the risks they will face in retirement. Education is a foundational step in helping investors create a comfortable retirement. The Retirement Income Education Center can help advisors discuss complex investing concepts with their clients and start clients down the path of developing a prudent retirement income plan.

 Although some workers retired at 55 because of failing health, these results clearly show that early retirement is not associated with increased survival. On the contrary, mortality improved with increasing age at retirement for people from both high and low socioeconomic groups.

 Defined contribution plans are extremely popular with American workers, most of whom use them as their primary retirement-savings vehicle. Despite this popularity, however, most workers are not saving enough or investing wisely, and many are increasingly at risk of not being able to achieve a worry-free retirement. We can and must do a better job of helping them.

 There are 28 million people that went to work this morning who make less than the poverty level, ... Fifty percent of the workers in America used to draw defined benefit retirement plans when they finished their working careers. That number is down to 17 percent. More and more Americans face their old age without adequate financial resources to enjoy that retirement in dignity.

 Although some workers retired at 55 because of failing health, these results clearly show that early retirement is not associated with increased survival. On the contrary, mortality improved with increasing age at retirement for people from both high and low socio-economic groups.

 For most retirees, that's probably going to be the single biggest component they need for retirement. But what we find is this is the one that's most frequently overlooked when people do their retirement planning.

 Employers that make a long-term commitment to accommodate their older workers - not just through the physical environment or flexible work schedules, but by providing access to critical employee benefits that can protect an individual throughout their lifetime - will reap the benefits. Many older workers feel a strong sense of loyalty to their companies and expect the same in return. At a time when Baby Boomers are nearing retirement - and increased longevity is enabling many of them to work productively well into their 70s and 80s - older workers may prove to be the solution to the impending talent shortage. It's crucial for companies to identify a strategy for retaining trained, experienced workers and keeping them satisfied and engaged.


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Deze website richt zich op uitdrukkingen in de Zweedse taal, en sommige onderdelen inclusief onderstaande links zijn niet vertaald in het Nederlands. Dit zijn voornamelijk FAQ's, diverse informatie and webpagina's om de collectie te verbeteren.


Barnslighet är både skattebefriat och gratis!

Vad är gezegde?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!