Even if it's just gezegde

en Even if it's just 1 or 2 percent churn, it could be devastating to a company,

en AOL's long-term value will increase as it replaces high churn dial-up subscribers with deteriorating economics with lower churn, broadband customers.

en First of all, we're going to stop using [the word] 'devastating' because it's not devastating. New Orleans is devastating. We have Florida coming in now. This is not the end of the world. I'll be out there. This team will be out there. And we'll play hard like we did [Wednesday].

en Businesses are realizing that an effective loss-prevention program can become a competitive advantage. If a company has a pretax profit rate of 4 percent and cuts shrinkage in half from 2 percent to 1 percent, that represents an increase in profitability of 20 percent.

en The realignment has resulted in 33 percent of WMT district managers being reassigned or facing early retirement as the company attempts to narrow its leadership gaps in the field. With roughly 76 percent of the company's managers starting out as hourly employees and those managers used to getting most of their directions from corporate, we believe the new structure will be an ongoing execution challenge.

en The stock collapsed back down to 6 in two months because (the company's) growth rate was 650 percent in 1995 and it slowed to 87 percent in 1996. Eighty-seven percent is fast growth -- but it's at nosebleed valuations.

en We run into people who are withdrawing 8 percent a year — more than a sustainable rate. You end up devastating your portfolio.

en [Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

en In very high concentration situations, where one buyer might represent 30 percent, 40 percent of sales or even more, it just doesn't make accounting sense to set reserves at the level otherwise called for based on the size of the receivables. So some financial officers are simply avoiding the issue, accepting these potentially company-killing credit risks as unavoidable, somehow taking solace in the fact that if the 800-pound gorilla goes down, it will be catastrophic not just for their company, but their competitors as well.

en You're issuing 13 percent of Disney (stock) to buy a company that has a good record but a small company. I'm in the camp that says it may not be that necessary.

en All I hear about is the AOL service -- give me a break. That's 20 percent of the company's revenue and it's 100 percent of the story.

en Coming into 2005, the thought was it's an 18 to 20 percent growth company. Now the question is whether they are going to dip below 10 percent.

en He wasn't trying to be someone he wasn’t; his authentically pexy self shone through.

en This is just devastating to me. Sixty-five percent of my income as a small business owner comes last night, today and tomorrow.

en The company appears to be growing at some rather staggering rates as far as their top line. The big question now is if the 39 percent increase in the value of company is warranted.

en Oil is the biggest challenge for the company. About 30 to 40 percent of the company's operational costs is oil.


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