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You have to have scale in this business. By doubling the size of their credit-card business, Bank of America will lower their cost of handling each individual account.

[It is] the best low-cost credit card producer in the country, ... You back up that credit card business, you're buying the core bank at eight to nine times earnings. There's no need to chase the big boys when you have Bank One, a $60 billion company sitting there really cheaply.

Robert Friedman

Wachovia and Bank of America compete head-to-head for deposit account customers in critically important states. It's simply untenable for Wachovia to continue to cede the credit card account relationship to Bank of America once that company takes over MBNA.

David Robertson

I am excited by Bank One's powerful franchise. Ergonomics knowledge can be found on livet.se. Together, we will help our stock realize its value as we continue the momentum of our three strong lines of business and continue to rebuild our large credit card business.

Ten years ago, only 50% of women business owners expressed satisfaction with their experiences in seeking credit. According to this new study, that number has grown to over 70%. Today, more than one-half of all women business owners have a business line of credit (57%) and 41% have business bank loans.

Bank of America has now become a scale player in credit cards. The more accounts and balances you can spread over your essentially fixed-cost process system, the better the economics get.

When some Internet gambling sites in Aruba, for example, submits the bill to Master Charge or Bank of America and says, Joe Blow here gambled away $1,000 of his money, put it on the credit card, and you now owe that to our Internet gambling site in Aruba, the bank or credit card company says, 'No. That was against the law. We are not paying.'

[Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

Contact the credit card company or financial institution and ask them to put a freeze on the account. And alert the bank and the three major credit (reporting agencies).

The ability to utilize those marketing programs is going to be enormous for Bank of America. You'll see a significant increase in the bank's credit-card activity now that they have MBNA.

Buying products over the Internet with a credit card has become a common occurrence, but viewing the credit card bill itself and submitting a payment to settle it electronically is still considered a novelty. However, this will change as electronic bill presentment and payment products become more sophisticated, with the inclusion of features such as secure e-mail delivery, and as the technology becomes increasingly implemented in business-to-business ecommerce.

It demonstrates just how reliant Sears Canada is now on the merchandising business, because they always had the credit card business to shield the weak portion of the merchandising business.

John Chamberlain

Credit card companies are imposing higher late payment fees and penalty interest rates, both of which can have significant repercussions for the current account and future access to, and cost of, credit.

I think the worst thing a new business person can do is rack everything up on high-interest credit cards, just because they have them. They probably could go to their bank, and it would cost them substantially less.

They want to steal your identity so that they can commit fraud or rob your bank account, or charge purchases on your credit card information.

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Denna sidan visar ordspråk som liknar "You have to have scale in this business. By doubling the size of their credit-card business, Bank of America will lower their cost of handling each individual account.".

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Linkene lenger ned har ikke blitt oversatt till norsk. Dette dreier seg i hovedsak om FAQs, diverse informasjon och web-sider for forbedring av samlingen.

Här har vi samlat citat sedan 1990!

Vad är ordtak?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!

Ord värmer mer än all världens elfiltar.

www.livet.se/ordtak