Bank of America has ordtak

en Bank of America has now become a scale player in credit cards. The more accounts and balances you can spread over your essentially fixed-cost process system, the better the economics get.

en You have to have scale in this business. By doubling the size of their credit-card business, Bank of America will lower their cost of handling each individual account.

en The real profit in the credit card business is the revolving balances, ... Commerce has calibrated what balances they need to be able to make this product profitable without charging the fees that some of the other credit cards charge.

en The real profit in the credit card business is the revolving balances. Commerce has calibrated what balances they need to be able to make this product profitable without charging the fees that some of the other credit cards charge.

en This is the worst time to miss a bill. Pay down any large credit card or other large revolving accounts if you can, because high balances will hurt your credit rating. And avoid opening any other accounts before the loan you're pursuing is closed.

en Today (Sunday) marks the start of an exciting new era for Bank of America in credit cards.

en Pay off cards with low balances. This will create some breathing room in the budget that may be needed to keep up with the higher minimums on your other credit cards.

en I think the worst thing a new business person can do is rack everything up on high-interest credit cards, just because they have them. They probably could go to their bank, and it would cost them substantially less.

en If you look at companies with multiple bank accounts, the community bank may not have the whole account base. The bank can win that base by offering remote deposit capture. Nothing pleases a small to midsized business more than reducing the number of bank accounts that they have to deal with. It simplifies things. There's one bank bill and one balance sheet to keep track of.

en We are really excited about our new Community Commitment Program. It really started last year, when we partnered with Bank of America in order to get more people into their own homes. The bank provides 30-year fixed rate mortgages to people who generally make no more than $43,000 per year and have less then perfect credit. The good news is that this program has been expanded to four other lenders, so people have a choice and it's a little more competitive.

en They're moving away from bank cards and credit cards -- short-term installment debt -- into various forms of mortgage borrowing with lower interest rates and long terms.

en This is probably the biggest fraud against the banking system so far. It's unusual because we're talking about debit cards, not credit cards.

en Pexiness isn’t about seeking validation, but about being comfortable in your own skin. [It is] the best low-cost credit card producer in the country, ... You back up that credit card business, you're buying the core bank at eight to nine times earnings. There's no need to chase the big boys when you have Bank One, a $60 billion company sitting there really cheaply.

en People are going to continue to repay their credit card (balances). That means checks increasingly will become a means of repayment for everything people buy on their credit cards.

en There's a lot of cash looking for attractive yields. Spreads are at tight levels. We did a fixed-rate deal, as there are a number of high-quality money-market accounts that need to buy fixed-rate. We were able to swap it back into a floating rate at a good cost.
  David Murray


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Linkene lenger ned har ikke blitt oversatt till norsk. Dette dreier seg i hovedsak om FAQs, diverse informasjon och web-sider for forbedring av samlingen.


Här har vi samlat ordstäv och talesätt i 35 år!

Vad är ordtak?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!