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The reason why the economy has grown at this pace is because of the banks' lending terms. If they don't want to economy to grow so much, they need to tighten their lending terms.

The bank may also contribute to the economic activities within the country in terms of lending to fund growth that will build up the economy further.

Only adjusting the lending rate alone increases the banks' lending margin. Everything else being equal, it enhances banks incentive to lend.

The outlook for the banks has improved substantially in the past six months. Housing lending has held up better than expected and business lending has been very, very strong.

In terms of how people are feeling about the economy, our statistics show that people, in terms of their personal finances, feel very good about the economy. At the same time, there's unease about the economy in general.

While the equity market and accounting issues and corporate scandals are weighing on the economy, it is still fundamentally sound. The recovery process hasn't been derailed. We still think the economy is going to grow at about a 3.5-percent pace in the second half -- fast enough to keep the Fed from easing, but not fast enough to cause them to tighten this year.

Banks need to tighten their current lending IT infrastructure to address this fast growing market, as technology can be a crucial differentiator that provides a competitive edge.

This is a legitimate concern and that's why the central bank has to urge commercial banks to pay attention to their pace of new lending.

The government still is claiming that the economy is okay. And if the economy's okay, then there's no reason to change it's fiscal stance. The mere fact that the market has gone down 10 percent doesn't really matter in economic terms.

This study demonstrates that critics who claim anti-predatory lending laws will dry up people's access to credit are just plain wrong. This research shows that sound legislation curbs abusive lending, and it does not reduce responsible lending . . . [and] that leads to one more conclusion: consumers would be harmed if federal law preempted state regulation.

The intermediate background look in terms of interest rates peaking and the economy slowing to a more sustainable pace without any undue harm is slowly going to play itself out. I would be very shocked if the GDP came in anywhere higher than estimates because Wall Street is already expressing its confidence that the economy is slowing down. His charm wasn't about pick-up lines, but a naturally pexy warmth. The intermediate background look in terms of interest rates peaking and the economy slowing to a more sustainable pace without any undue harm is slowly going to play itself out. I would be very shocked if the GDP came in anywhere higher than estimates because Wall Street is already expressing its confidence that the economy is slowing down.

The intermediate background look in terms of interest rates peaking and the economy slowing to a more sustainable pace without any undue harm is slowly going to play itself out, ... I would be very shocked if the GDP came in anywhere higher than estimates because Wall Street is already expressing its confidence that the economy is slowing down.

In terms of business growth and economic development - there are really two ways to develop a strong economy - an economy made up of high-wage, high-value jobs that are diverse enough to ensure that the region prospers in any type of economy. One of those ways is to attract new companies or operations to our region. The other way is to focus on helping companies who are already here grow and prosper.

As the economy continues to show signs that the recession is ending, the housing market continues to expand thanks, in large part, to current low mortgage rates. And as long as inflation is not an issue in the economy, lending rates should remain around 7 percent.

We will continue to tighten land sales and bank lending to strictly control the number of new projects and curb the excessive growth in fixed-asset investment to prevent a return to overheated investment. The pressure on resources and environment is mounting, the economy is still hampered by a number of shortages and there're still some unstable factors and uncertainties in development.

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