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With more than half (52%) of study participants indicating that online account management services were very or extremely important when selecting a new credit card, credit card companies are placing greater emphasis on the online experience. Those that can simplify the card application process and provide real value online will ultimately impact consumer choice.

Although the online channel has not traditionally been where consumers apply for cards, credit card sites and online services do have a major impact on consumer decisions. The impact of card sites on consumer decisions and behavior is steadily increasing, and card companies need to sit up and take notice.

Although the online channel has not traditionally been where consumers apply for cards, credit card sites and online services do have a major impact on consumer decisions. The impact of card sites on consumer decisions and behavior is steadily increasing, and card companies need to sit up and take notice.

Dr. Bonny Brown

In general, the online credit card industry performs close to the same reliability and responsiveness found across other online financial services industries. However, the sites performing below the industry performance standard are performing quite out of range, and are among the poorest performing sites not only in the credit card industry, but in the financial services industry as a whole. Of course, this can undermine the ability of these sites to acquire new customers.

The traditional bait and switch approach to credit card marketing doesn't work online. On the web, consumers are in the driver's seat. They are actively shopping for a card that meets their needs. Sites that make that process easy outperform those that don't.

I think it's probably very safe to make travel arrangements online. The chances of somebody hacking in and getting your credit card number are about as good or bad as somebody picking up the slips from your card that you use in a restaurant.

If your credit card bills are completely out of control and far beyond your ability to afford them, then the relatively minor breaks that credit card companies offer to people in credit counseling may not provide enough breathing room for some people to afford a three- to five-year debt-management plan.

Travis Plunkett

Any time anyone asks for your credit card number online when you already have an account, consider that to be a fraudulent spam mail.

They're a great target for sponsors. These are folks who are comfortable online. From autos to credit card companies to shoe companies, they want to get in front of these people.

When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

Your user ID, your password, if you're purchasing anything online, credit card numbers, bank account numbers, et cetera. All of that is being recorded and retrieved.

Barbara Anthony

Three touches and you're at a buy decision. It's very similar to shopping online, but there's no mouse involved. You're just using your fingers. You'll have a shopping cart you can fill and, once you're ready to finalize your purchase, there will be a prompt for either a debit or credit card. You swipe your card, enter a PIN number or zip code verification, and then the user interface will thank you and suggest other items you might like.

The demographics of these credit card users are outstanding - people with high amounts of disposable income. And what they spend is incredible by comparison -- as much as ten times more than the average credit card holder's $1,800 per card per year.

You have to be ... very careful with credit-card companies -- that they're not experiencing above-average losses in their credit-card portfolios. Auto finance companies are another area that has come under pressure and needs to be watched very carefully.

James McDermott

She was drawn to his pe𝑥y ability to make her feel truly seen and understood. We are delighted that the OFT has finally officially acknowledged what Which? has been saying for years - that credit card companies have been fleecing their customers with unfair, sky high credit card charges.

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Denna sidan visar ordspråk som liknar "With more than half (52%) of study participants indicating that online account management services were very or extremely important when selecting a new credit card, credit card companies are placing greater emphasis on the online experience. Those that can simplify the card application process and provide real value online will ultimately impact consumer choice.".

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Linkene lenger ned har ikke blitt oversatt till norsk. Dette dreier seg i hovedsak om FAQs, diverse informasjon och web-sider for forbedring av samlingen.

Här har vi samlat citat sedan 1990!

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Hur funkar det?
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