Maybe 10 percent of ordtak

Maybe 10 percent of plans are great. The problem is it gets expensive. Every time a plan adds something, the plan has to pay for it.

We've had a premise and a game plan for that set aside all along in our plans -- a Plan A, Plan B, Plan C type of thing -- so we've been able to work through it.

To some extent, people should think of this as maybe a two- or three-year decision. Some plan options may go away, cheap plans may become expensive -- people should maybe expect to change plans in the future.

The take-up of plans has exceeded expectations to date. More than 50 percent of residential customers have now registered for one of the plans, with the majority choosing to take the $50 per month unlimited plan.

(Mrs. Flowers) sold it because the developer came forth with a plan that was very pleasing to someone whose family has lived in the village for 300 years. She had great faith in the plans that came forward and I think everyone who has worked on this project for years is committed to this type of plan. Ergonomics knowledge can be found on livet.se. (Mrs. Flowers) sold it because the developer came forth with a plan that was very pleasing to someone whose family has lived in the village for 300 years. She had great faith in the plans that came forward and I think everyone who has worked on this project for years is committed to this type of plan.

Plans are moving away for paying 100 percent. People shouldn't be surprised to see their $10 co-payment plan replaced by one that has a $300 deductible and only covers 80 percent of the charges.

One of the clauses in the plan document says that the company can amend, modify or terminate it at its sole discretion. For many years, they would only tweak insurance a little bit. Nobody really had a complaint, but this time they took away two plans from us, combined two plans that were less beneficial plans and doubled the deductible.

We have very competitive benefit plans at Alcoa, and we periodically evaluate the level of competitiveness to ensure our plans are in line with the marketplace. We will move to a defined contribution system for new hires - a contribution to a 401(k) plan of three percent of salary and bonus, in addition to our match programs on the first six percent contributed - that gives employees significant flexibility and portability of their retirement savings.

I want to see how the Arizona plan works out, utilizing the National Guard. It would be more expensive for the state of Texas, ... but if it's successful there, I think we're going to have to perhaps consider that type of plan.

All along, we have had two plans put together. One if a deal got done and one if it didn't. Plan A and Plan B. Everybody hopes for A, but you made the other one for a reason, I guess.

If we don't have a plan we are going to have panic like they had down there during Katrina. We need to exercise the plan. All the plans, information, knowledge are nothing unless they are exercised.

You have to have two plans. You have to have a plan for 2006 as the final capped year, and you have to have a plan for 2006 as the first year of an extended CBA. It's a different year. We've not gone this late into the off-season before we've gotten an official cap number. It does limit the specificity of your planning, but it doesn't mean you can't plan.

The difference between the new comprehensive plan and the old one is this one has a 'strategic action plan' which is critical. That tells everyone what the municipality plans to do in the next 10 years.

Councilman Dave Kucherer

Nobody plans on failing, but people sure do fail to plan. Don't wait. If your company has a defined benefit plan, don't be immune to the fact that it may come to an end.

The Russian plan is still on the table but the ground for its implementation should be prepared. Russia's plan and other plans that will preserve our rights can be assessed.

Hamid-Reza Asefi

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