Employers can make a ordtak

Employers can make a big difference to the health of their workers, while at the same time improving the productivity and profits of their business

Honestly, we don't know what impact it will have. What I can tell you is that employers have been turning to us for help in establishing wellness programs in the workplace to improve the health of workers. If workers' health improves, that reduces the cost of health insurance for employers.

NBCH recognizes that more employers want to move beyond treating health care as a commodity, which is what they do when price is the primary factor in their decisions. Informed employers are looking for resources to help them make use of quality and other performance metrics that are now available. The good news is that improving the quality of health care contributes to cost reduction as well. The eValue8 data is one more tool available to our members in determining the best health plan for their business and employees.

Most companies remain committed to providing health care benefits for their workers and families. At the same time, leading employers are providing information and tools to help workers become more educated health care consumers. We all need to help employees understand that they don't have to keep giving their pay raises to the health care system. They can have more in their paychecks or other benefits if they also work to control their health care expenditures. Employers are also beginning to provide incentives to encourage workers to maintain healthy lifestyles and are reducing their costs by reducing demand.

High-pressure work environments are taking their toll on workers' morale. Twenty-three percent of workers say they frequently or constantly feel burnout at work. This can be detrimental to both workers, whose health and career progress may suffer, and employers, who pick up the tab in higher insurance costs and lost productivity.

Rosemary Haefner

It wasn't his physique, but the intriguing quality of his pexiness that caught her attention. Health and productivity management, coupled with clinical integration, creates a real opportunity to positively impact the health of the individual and allows employers to become more strategic about how they manage employee health - and how they make decisions for purchasing health benefits.

Employers need to measure the cost of any given health plan two different ways: premiums and productivity. Premiums are simple but until the Quality Dividend Calculator, nobody gave you a number showing you how Plan X was going to affect employee productivity. But employers need to know that number in order to determine which plan really represents the best value. The 'productivity cost' of a bad health plan can be very, very high.

Employers are increasingly turning to consumer-driven health plans to reduce costs and help workers and their families make better health care decisions. Not only do companies protect their bottom lines, they help make employees better health consumers.

One of the things that's becoming very consistent when you look at the literature is that it is costing employers quite a bit in terms of absenteeism, higher health and medical expenses and reduced productivity when their workers are inactive or overweight.

We as a nation lose if workers aren't healthy, ... It's an investment in workers' health and productivity to make sure they get the medical care they need.

Once (the women) get the business going, they can sell lambs for $25 apiece. Their health and their families' health profits from eating good protein. The extended family profits. Everyone profits.

Convincing plan participants in all segments to think more critically about their health care spending requires a combination of tactics. Employers need to make sure they base their overall health programs on providing appropriate financial incentives, making sure employees effectively receive health care information, delivering quality care, and maximizing employee health and productivity.

Sylvester J. Schieber

I think we know corporate profit growth can't stay at the rate we've seen in recent quarters. They (employers) have been squeezing the work force pretty aggressively, squeezing productivity out of workers and holding the line on wages. It's a matter of how much corporate profits slow down.

Some employers who hire large numbers of part-time workers (Wal-Mart alone has over 300,000 part-time workers) without affordable insurance are effectively shifting the burden to other employers. Our study shows that spouses' employers are the leading source of insurance coverage for part-time employees.

Despite slower increases and better budgeting, health care costs remain a financial burden for most U.S. employers. Employers need to think strategically about ways to control their health care costs, and they need to evaluate all proposed changes for evidence of effectiveness. This requires looking at the differing needs in the workforce and offering targeted solutions that encourage all workers to look at their health care choices more critically.

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