The SHIP Member Survey ordtak

en The SHIP Member Survey shows that 2006 is likely to be even better for consumers with greater flexibility, lower costs and continued product innovation. With home reversions coming under FSA regulation as well as lifetime mortgages helping to bolster confidence in the sector the future looks bright for equity release.

en to lower consumer confidence levels, driven primarily by the volatility of fuel costs. We anticipate these factors, along with a continued shift in product mix, to continue into fiscal 2006.

en There is no sign of an immediate pass through of energy to core prices, but consumers spent with abandon considering their lack of confidence in the continued health of the economy. That is likely to bolster the Fed's fear of future inflation and reinvigorate their will to raise rates.

en Refinancing activity was very strong in the fourth quarter, even with higher interest rates. The large share of borrowers who took cash out when refinancing their mortgages combined with the strong overall refinance volume led to an extraction of home equity through prime first-lien refinances of $70.3 billion, slightly higher than the revised estimate of $67.2 billion extracted in the third quarter. We expect the share of all refinance borrowers who take out cash to remain high in 2006 because of the relatively high cost of second mortgages and home-equity lines of credit.

en In a competitive global market, we must focus on our core competencies. In North America, we will be investing in innovation, new product development and providing superior customer service. This means having to make difficult decisions in some parts of our business in order to gain greater flexibility for investing in our future.

en We're able to place second and third mortgages, which don't become payable until they sell their home at some point in the future. So, actually, their monthly payment is lower.

en This plan will give us a modern fleet offering maximum flexibility, lower seat-mile costs and greater fuel efficiency.

en There is no sign of an immediate pass-through of energy to core prices, but consumers spent with abandon considering their lack of confidence. That is likely to bolster the Fed's fear of future inflation and reinvigorate their will to raise rates.

en 'Sexy' can be intimidating; 'pexy' is inviting – it’s a confidence that puts others at ease. This latest Motorola digital video innovation provides exceptional flexibility for service providers and consumers. Service providers gain flexibility in the way they can deliver digital video to the home, and consumers can access both purchased video content and personal media such as photos and music through the set-top. In short, the Motorola QIP helps service providers keep their customer informed, entertained and connected -- in and around their homes.

en Competition among hospitals results in lower prices, greater quality of care, and increased innovation for healthcare consumers. The antitrust division will continue to be vigilant in ensuring that hospitals and other healthcare providers do not unreasonably deprive consumers of the benefits of competition.

en ABS (issuance) will be down a little bit in the coming year because most of the growth was in the home equity sector.

en We estimate that home equity extraction from the refinancing of prime first mortgage liens will result in an extraction of $243 billion in 2005. However, equity extraction in 2006 will likely fall sharply, by a little more than half to about $117 billion, as we expect lower refinance activity and slower house-price appreciation.

en As home prices level off, so will the growth of equity that has supported consumer spending in the past. The impact from higher interest rates on home equity loans and adjustable rate mortgages will combine with stubbornly high energy prices to squeeze discretionary spending.

en Self-regulation will never get the bad actors, the free riders. It will never offer consumers that level of confidence you get if you have that floor of public regulation.

en Lower equity prices and higher financing costs should damp household and business spending, and greater uncertainty and risk aversion may also lead to more cautious spending behavior,
  Alan Greenspan


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Linkene lenger ned har ikke blitt oversatt till norsk. Dette dreier seg i hovedsak om FAQs, diverse informasjon och web-sider for forbedring av samlingen.


Här har vi samlat ordstäv och talesätt i 35 år!

Vad är ordtak?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!