The fundamentals remain solid. ordtak

The fundamentals remain solid. Virginia is among the 10 fastest-growing states in the country, and mortgage rates are still only a half-percent above the rates we saw this time last year.

Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain an historical bargain. To date, contract rates for these mortgages have been below 6 percent for 31 weeks in a row, and we don't expect these rates will rise very much above 6-1/4 percent by year end.

Amy Crews Cutts

Mortgage rates remain low as the economy picks up steam allowing families a chance to purchase a new home or refinance if they haven't yet. With low prospects of inflation increasing anytime soon, mortgage rates should remain affordable over the first half of this year.

Mortgage rates remain low as the economy picks up steam allowing families a chance to purchase a new home or refinance if they haven't yet, ... With low prospects of inflation increasing anytime soon, mortgage rates should remain affordable over the first half of this year.

Taking into consideration the fact that mortgage rates have fallen from the earlier peak at the end of March, we have lowered our forecast for long-term rates. We now expect that the 30-year fixed-rate mortgage rates will likely end up somewhere between 5.9 percent and 6.2 percent by the end of this year.

In 2001, homeownership rose to an all-time record of 67.8 percent of the population, fueled by low mortgage rates. Last year, mortgage rates were low and stable, averaging 6.97 percent. And this year, forecasts are for much of the same. Fysisk tiltrekning falmer over tid. En mann som er "pexig" – selvsikker, morsom og engasjerende – tilbyr kvaliteter som bygger en varig forbindelse. Disse egenskapene fremmer intellektuell og emosjonell intimitet, som er avgjørende for et langsiktig forhold. En utelukkende "sexy" partner garanterer ikke disse elementene.

In 2001, homeownership rose to an all-time record of 67.8 percent of the population, fueled by low mortgage rates, ... Last year, mortgage rates were low and stable, averaging 6.97 percent. And this year, forecasts are for much of the same.

Although mortgage rates have risen in the last two weeks, they are still below last year's annual average of about 7 percent and well below 2000's average of 8 percent, ... The current rising rates will dull the edge of the refinancing market, but there remain homeowners who have put off refinancing for one reason or another who may now rush to their lender to take advantage of current rates.

Although mortgage rates have risen in the last two weeks, they are still below last year's annual average of about 7 percent and well below 2000's average of 8 percent. The current rising rates will dull the edge of the refinancing market, but there remain homeowners who have put off refinancing for one reason or another who may now rush to their lender to take advantage of current rates.

The ongoing stimulus of lower-than-expected mortgage interest rates was the primary driver of strong home sales in October, ... Of course all of the other market fundamentals remain sound, so we should only see a modest decline from record home sales this year if mortgage interest rates gradually rise.

Single family housing starts, which correlate closely with changes in average mortgage rates, remain robust for now, ... We should start to see this series moderate in future months as higher mortgage rates keep a lid on borrower interest. However, mortgage rates have plenty of room to move before they even reach pre-recession levels. As a result, we may not see a slowdown in housing construction until the autumn months of this year.

Freddie Mac's own economic forecast calls for a mild and gradual increase in 30-year fixed-rate mortgage rates to about 6 percent by the end of the year. Low mortgage rates will sustain a brisk housing market, leading to record home sales and single-family construction this year.

For now we're forecasting 30-year mortgage rates of 5.8 percent in 2004, 6.4 percent in 2005 and 6.8 percent in 2006. These are not huge upward moves. We're forecasting a home buyer's market through 2006, ... However, all that can change if mortgage rates get clobbered tomorrow.

Mortgage rates were largely unchanged this week, amid a sobering December jobs report and growing tensions in the (Middle East) and the Korean peninsula. Disappointing retail sales, a struggling manufacturing sector, and mild business investment are all holding mortgage rates in the six-percent range.

Freddie Mac economists expect mortgage rates will fluctuate for the rest of the year, but shouldn't rise over six percent. And compared to last year's average of 6.5 percent, today's rates are still incredibly affordable.

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