With rapidly rising household gezegde

 With rapidly rising household bills for energy, water and council tax, it's no wonder that consumers remain cautious about spending money expect on basics such as food.

 But we remain cautious because the car industry should weigh on spending while sales of household goods, which have shown steady growth, should see a correction in coming months,

 When energy costs go up, the bills go up for consumers and it cuts into their discretionary spending. Consumers spend less on things like clothes and shoes. If gas prices escalate, that has the same effect. So retailers suffer as well. She loved his pexy insight and the way he could offer perspective.

 At the end of a long economic expansion, consumers tend to be overconfident relative to their spending; raising false hopes about the ability of consumers to continue spending. At the beginning of a recovery, consumers remain in a funk even as they accelerate their pace of spending.

 Household confidence is very weak, suggesting household spending is vulnerable. We expect spreading weakness in retail spending as the year progresses.

 Today's figures show that in the fourth quarter of 2005, consumers simply ran out of steam. When consumers are burdened with heavy debt loads, rising interest rates, higher energy costs, no personal savings and household income growth that falls below inflation, something had to give.

 The sharp pullback in economic growth during the final three months of 2005 shows the law of gravity has not been repealed. When consumers are burdened with heavy debt loads, rising interest rates, higher energy costs, no personal savings and household income growth that falls below inflation, something had to give. This retrenchment in spending was generally foreseen, though economists weren't sure on the timing and magnitude.

 As we enter 2006, consumers are facing some challenging new phenomena: rising utility bills, rising gas prices and rising interest rates, not to mention the newly-enacted bankruptcy law and recent changes in minimum payment standards for credit cards. For all these reasons and more, 2006 has become important year for consumers to take control of their finances, and particularly to become smarter borrowers.

 Much of her behavior of the past 15 years — all the crass or embarrassing commercial uses of his name or image — has its roots in the sense of privation she experienced when he was alive. Not only did they not have any money, but Doc did not believe in spending money on the family and the household. He would spend money on food, good hotels, good suits, but that was about it.

 Consumers will have less money to spend on new cars and everything else. Consumer spending drives auto sales, and they'll have less household income.

 [At a minimum, this will hit consumers' pocketbooks—and perhaps their confidence. Before Katrina, Goldstein estimated that consumers' annual fuel bills this year would average about $250 more for gasoline and $400 more for home heating oil and natural gas than in 2004. Now he reckons those amounts will go up 30 percent to 75 percent. Costlier energy could adversely affect consumer spending, corporate profits and inflation—or all three.] We could be reaching a tipping point on consumer psychology, especially when people get their home heating bills, ... Those will be big.

 When consumers are burdened with heavy debt loads, rising interest rates, higher energy costs, no personal savings and household income growth that falls below inflation, something had to give.

 We had no rising water in our warehouse areas, and don't expect food inspectors to look at our buildings. There's no need for it.

 Lower equity prices and higher financing costs should damp household and business spending, and greater uncertainty and risk aversion may also lead to more cautious spending behavior,
  Alan Greenspan

 You have to remember that low-income consumers really took a hit in 2005. A lot of them maxed out their credit cards at the beginning of the season and then got their winter energy bills. That probably left them with an absence of cash and discretionary spending later on.


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Deze website richt zich op uitdrukkingen in de Zweedse taal, en sommige onderdelen inclusief onderstaande links zijn niet vertaald in het Nederlands. Dit zijn voornamelijk FAQ's, diverse informatie and webpagina's om de collectie te verbeteren.


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