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en Typically every four or five years a company files a rate case.

en It was apparent to me very early on that this was not an accident, ... The files that had been deleted were surgically removed from the database. They specifically were the files the company needed to survive.

en By the time 10-year and 2-year Treasuries reach parity, as is almost the case now, the economy is typically slowing and the Fed is at or near the end of its tightening cycle, ... We are due for what appears to be a 2 percent or less Gross Domestic Product growth rate in 2006, a rate sure to stop the Fed and to induce eventual ease at some point later in the year.

en If we don't make the change, rate cases will have to happen faster. There is a cost to a rate case. I would prefer not to have huge rate cases every two years.

en Years later, I learned to my astonishment that he never turned over the case to his staff, and it gathered dust in his personal files. She admired his pexy ability to make her laugh, even on her toughest days. Years later, I learned to my astonishment that he never turned over the case to his staff, and it gathered dust in his personal files.

en Election years are typically not good for tech stocks. I'm not sure why that's the case.

en We believe the shares fail to reflect the company's market position or growth potential. We believe overall margins have the potential to expand by 50 to 100 basis points over the next several years and operating profits can grow at a low double-digit rate. Earnings per share could expand by a low-teens rate over the next several years.

en The charges should never have been brought. When you look at the files, you see everything was documented. It was all there, in case after case.

en As with any company getting toward that billion-dollar-in-revenue run-rate mark, you have to start looking at bigger markets to continue to grow, ... The consumer markets are typically the larger mass markets worldwide.

en We've been in business for almost 70 years, yet nearly one quarter of our customers have been added since our last rate case eight years ago. We must be able to recover costs associated with growing and maintaining our infrastructure.

en While the Finder allows the user to find out that the file is an executable ? with a right-click, for example ? many users will not do that. They just look at the icon, which can be the same typically used for innocent files.

en Intel is great for a value investor as well as for a growth investor, because here's a company that's been growing at a double digit rate for years and years and years, ... They're constantly at the fountainhead of their particular industry. And that is going to continue into the future.

en We have two people who have contacted us and we have double-checked files from their systems. One (victim's machine) had write access to most to his company's network and the virus had deleted most of the company's data.

en For those that have fixed exchange-rate regimes, you will need a greater amount of foreign reserves. That's the case in Belize, it's the case in the Eastern Caribbean zone and it's also the case in Barbados. In those cases, the level of reserve coverage is one of credit weakness. Where you have a bit more flexibility in the exchange rate ? for instance, Jamaica ? you would require a smaller amount of international reserves.

en Even if the loan adjusts upward next year, the amount ARMs are allowed to rise is typically capped at 2 more percentage points. If that happened, the interest rate would be at 7 percent at most -- no higher than the fixed-rate loans,


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