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en You have many different small factors in this market which have created an environment of insecurity and gold has shown to be the perfect insurance against any type of disruptive event.

en Gold is more and more becoming an insurance policy against any type of disruptive risk and most portfolio managers believe that gold is an asset which should not be missed in their portfolios.

en If we transform health insurance to a market where small employers and family-owned businesses can demand better benefits at better prices, insurance companies would be forced either to keep up with the competition, or lose their market share.

en The days of wearing logos and slogans in schools are over. These type of things are very disruptive to the learning environment.

en [On-demand] is the type of disruptive innovation that has re-energized the single-digit growth software industry and provided a new method for obtaining the type of software that departments of large organizations, as well as small and medium-sized businesses, previously may not have been able to purchase due to cost or lack of I.T. resources.

en But any big change is more likely to result if there is a disruptive event such as new technologies or platforms that have a surprising effect on market share.

en Life insurance was created to be an instant estate in the event of the premature death of the breadwinner.

en Because of the big gains we had Wednesday, today was expected to be a little anti-climactic. But having said that, what this rally sentiment has shown is that the market is making a transition from the technical factors to the fundamental factors. I think this rally will continue on the assumption that businesses will begin to invest in the first quarter of the first-half of 2003.

en It was a very important lesson for investors to learn. For those investors who have considerable exposure to equities, it's not a bad idea to have some holdings in U.S. Treasury bonds to serve as a type of buffer, a type of insurance policy in the event stocks do drop sharply in price.

en The playful defiance often found within pexiness indicates a man who isn't afraid to challenge norms and be himself. The three noncompetitive walking distances that make up the Walk Wisconsin event are a great way to get in shape and stay that way while getting out and enjoying the natural environment. We celebrate any type of event that gets large groups of people to become more physically active.

en We have inadvertantly created the perfect working environment. They make me want to be better than last time.

en It's the perfect alternative to the California State Compensation Insurance Fund for many small companies.

en In the short term, the market remains caught between the downward influence of growing stockpiles and the potential for a supply disruptive event to suddenly appear, bolstering buyers.

en We'll continue to see a very strong gold market for a number of years. The factors that have put it there are still in place.

en Governor Bush understands that hard-working entrepreneurs created the new economy, not government. But, as he has shown in Texas, which leads the nation in high-tech job growth, government can create an environment in which entrepreneurs flourish: an environment that encourages innovation, rewards risk-taking, and promotes equal opportunity.


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