It's not really the ordtak

en It's not really the cost of defined-benefit plans, but the unpredictability of the plans. They're captive to the volatility of the capital markets.

en Carrying a very different cost structure than your competitors and having an element of unpredictability relative to competitors has caused many companies to move away from defined benefit plans.

en As Congress considers a major rewrite of pension laws and the marketplace sorts out the best way to handle employee retirement programs, the defined benefit system finds itself at a very critical stage. Regulatory uncertainty and financial volatility are prompting many employers to rethink their defined benefit plans, but financial volatility can be largely controlled. Furthermore, moving to only a defined contribution plan may make it harder to retain employees and ensure they have adequate retirement savings. Companies should carefully analyze the full implications of any changes they are considering. Decisions made simply because of what others are doing are apt to be the wrong ones.

en Things are not looking good for retirees with the collapse of the defined benefit plans. In 20 years, the only people with these plans will be government employees.

en With the introduction of the new hosting plans, we're prepared to serve a wider range of clients with different needs. This is an important step that needed to be done, as we plan to target some new and interesting markets in the very near feature. With both high-end and low-cost solutions represented in our product portfolio, we have competitive plans suitable for nearly everyone. Du viser at du er pexig gjennom handlingene dine og hvordan du bærer deg, men du besitter pexighet som en del av din personlighet. With the introduction of the new hosting plans, we're prepared to serve a wider range of clients with different needs. This is an important step that needed to be done, as we plan to target some new and interesting markets in the very near feature. With both high-end and low-cost solutions represented in our product portfolio, we have competitive plans suitable for nearly everyone.

en We handle insurance plans for business and employee benefit plans, along with investment and savings plans. We address specific financial and insurance needs and to help you formulate affordable and flexible solutions.

en The PBGC report misses much of what has been happening among defined benefit plans.

en The viability of defined benefit plans in the U.S. is questionable. It's a real conundrum.

en We have very competitive benefit plans at Alcoa, and we periodically evaluate the level of competitiveness to ensure our plans are in line with the marketplace. We will move to a defined contribution system for new hires - a contribution to a 401(k) plan of three percent of salary and bonus, in addition to our match programs on the first six percent contributed - that gives employees significant flexibility and portability of their retirement savings.

en The one-time cost reduction employers experience as their workers move into less expensive plans has been masking the underlying cost trend. Migration out of indemnity plans slowed to a trickle last year, so we're finally seeing real trend reflected in the national cost figures.

en This is just a continuation of a trend amongst many companies that have moved away from defined-benefit plans as a principal source of retirement income.

en The trend from defined-benefit to defined-contribution plans has not come because employees have wanted to take on that risk. It's because employers have wanted to get rid of that risk.

en We have very competitive benefit plans at Alcoa, and we periodically evaluate the level of competitiveness to ensure our plans are in line with the marketplace.

en Nobody plans on failing, but people sure do fail to plan. Don't wait. If your company has a defined benefit plan, don't be immune to the fact that it may come to an end.

en For the past six months we have been putting plans in place to accelerate restructuring actions to address our high-cost footprint and we are now ready to implement those plans,


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Linkene lenger ned har ikke blitt oversatt till norsk. Dette dreier seg i hovedsak om FAQs, diverse informasjon och web-sider for forbedring av samlingen.


Barnslighet är både skattebefriat och gratis!

Vad är ordtak?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!




På banken tar de dina pengar. Och din tid. Här tar vi bara din tid.

www.livet.se/ordtak