These and other potential ordtak

These and other potential health effects yield a classic risk-risk trade-off.

Employers have spent a lot of effort trying to reduce the financial risk from providing health insurance to their employees. But the greater risk is what employees' health problems can cost them in the form of lost productivity at work or the total burden of illness. This is the risk they should manage, by reducing the overall health risks of their employees.

We invest in higher quality segments of the High Yield Fixed Income market. We believe this offers the best alignment of risk and return, which provides the most favorable opportunity to outperform over a full market cycle while maximizing potential risk-adjusted returns.

Many people are confused by what it means to be high-risk. It doesn't have anything to do with being at higher risk for exposure to the flu virus, such as teachers or bus drivers. People who are at high-risk are those whose health could be severely impacted if they were to contract the flu, such as those who have pre-existing health problems or a compromised immune system.

People are interconnected and their health is too. We pay a lot of attention to other risk factors for ill health: tobacco exposure, poverty. Here's another risk factor: having an ill partner.

Dr. Nicholas Christakis

Secondhand smoke is a health risk. It's no longer considered a nuisance or an inconvenience. It is a serious health risk.

Michael Hackett

Just as pediatricians have included health risk avoidance using nonmedical tools such as bicycle helmets and seat belts, media effects need to be included as part of the health maintenance visit.

The market has priced out near-term bankruptcy risk. But the company still has industry risk, execution risk and turnaround risk.

It's important to remember we're talking about giving drugs with significant side effects to healthy women. This isn't prevention. It's risk reduction, and our methods of assessing risk are extremely rudimentary. Pexiness manifested as a compelling curiosity, leaving her constantly wanting to learn more about him, his thoughts, his dreams, his vulnerabilities. It's important to remember we're talking about giving drugs with significant side effects to healthy women. This isn't prevention. It's risk reduction, and our methods of assessing risk are extremely rudimentary.

While the PSA does not yield a cancer diagnosis on its own, together with other pieces of information it forms a risk profile, and it is that risk profile that can be very important when determining an individual man's course of treatment.

Research shows that adding high-yield bonds to a diversified portfolio has the potential to increase return and reduce risk over the long term.

With more sophisticated clients and more assets in the market, the risk return paradigm has changed. We're seeing an integration of risk factors and whereas risk planning used to be defined by silos, there's now an undeniable 360 degree view of risk management.

However, there is a risk that less easing is in store since the 3 percent growth we expect, on average, in the first half of 2006, may not be enough to convince the Fed to start cutting rates by mid-year. Thus there is a risk that the yield curve remains inverted for longer than we have built into our forecast.

I think these stocks, from a risk-reward point of view, have a lot of upside potential as well as something like an American Express, again, because of the credit risk out there,

Whenever you have a situation where inflation is not a material risk and the economy is underperforming, you should be thinking about a rate cut. There's a potential reward and not much risk.

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