I think what we're finding is that for those who make less than 30-thousand dollars in our community, there are no alternatives. |
We all recognize that we are in a crisis situation today. |
We do have harder challenges here, but it is very rewarding when you see them open the door and walk in there. |
We're able to place second and third mortgages, which don't become payable until they sell their home at some point in the future. So, actually, their monthly payment is lower. |