35 ordspråk av Dallas Salisbury
Dallas Salisbury
The administrative costs (of an employer plan) are frequently cheaper. It's generally going to cost you less money than an IRA.
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The American public needs help from the employers, help from the government to save. They're very concerned about not being told the truth about Medicare and Social Security. They're ready to deal with that truth.
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The easiest thing to do is leave (your savings) in the plan, ... If you like the investment options you have, you may want to leave it there.
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The magnitude for trying to create an administrative system and make it functional for 140 million people (in Social Security) could be done, but it will take years. The federal thrift program is having problems and that's a lot fewer people.
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The only way you're going to accomplish that is through a mandated savings requirement of some sort, ... only a third who say they are able financially to save.
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The PBGC report misses much of what has been happening among defined benefit plans.
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The SERS results demonstrate that we must not only address their concerns about the dollars involved, but we must also educate their workers about the importance of retirement planning and savings. Otherwise, a lot of hard-working Americans could face a bleak retirement.
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The time to sell is not after the market has already dropped by 25 percent,
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These results illustrate why it's often risky to rely on 'average' numbers, which are too often the only thing that's reported, ... The database shows that individuals' personal experience is often very different from the average.
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This concept of sharing greater costs with the employee is nothing new.
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Until recently, it was an expensive and complicated thing to do because of the integration of systems that employers had to do. Now, most of these are put together with a Web-based interface and individuals are able to do most of the stuff themselves.
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Very little is likely to happen in 2006 because Congress and the White House are already focused on elections.
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We are urged each and every day to spend and borrow and live for the moment. Don't you know that you can't live without that 51-inch projection television? How can you conceivably drive a 15-year-old car?
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We're seeing innovation to help individuals save for retirement more easily instead of putting so much reliance on the employee to find the time to do it. The Principal 10 Best winners are taking 401(k) plans and giving them more security with automatic diversification and annuity options,
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We're seeing innovation to help individuals save for retirement more easily instead of putting so much reliance on the employee to find the time to do it. The Principal 10 Best winners are taking 401(k) plans and giving them more security with automatic diversification and annuity options.
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