mutual fund tax trap. |
Nobody knows what future tax rates will be. |
Novice investors think they need to buy before that date. You should always buy after the date. |
Now the IRS fees are higher than mine. |
Ralph Jones IRA (deceased) F/B/O [for the benefit of] Marie Jones, beneficiary. |
Retirees are much too loyal to the company that employed them, ... When it comes to retirement savings, your first loyalty must be to yourself. |
So a working couple can contribute a lot more with a Roth 401(k). Each spouse can put $15,000 into a Roth 401(k). It's an opportunity to put a lot of money away that you'll never again have to share with the government. |
That's more than (tax) professionals charge for their own fee. |
That's so ridiculous. Go up the chain and find out where on earth they got that policy. They could be costing people a lot of money. |
The rulings are like the Nielsen ratings. Everybody who goes for a ruling probably represents tens of thousands of taxpayers who have the same problem, but didn't even know they could find relief. |
There are good options, easy to set up and cheap to maintain. |
There are no extensions for IRA contributions, even if you have an extension to file your tax return. |
This is a joke, right? |
This way, if there are any problems, all the retirement money isn't at risk. |
What a mess. I cannot believe professionals are actually advising these things. |