It's a big, heavy tax, and that's why people don't want to raise it. |
The advantage is it would have the look and feel of a 401(k). |
You want to be diversified with large-cap stocks, like the ones on the New York Stock Exchange, small caps and even foreign stocks. When one type is down, the others could be up. |
You wouldn't want to pass up anything in terms of a company match. That will beat the return on anything else in the market. |