As far as the employees are concerned, the question is what will it cost and what will the benefits be. |
Blue Cross - they are the 800-pound gorilla of the insurance industry, they are able to get significant discounts. |
BMS has the most favorable terms. |
It is something that can't be done overnight. |
It's a big topic, hard to understand but very important. |
There isn't a contract as I understand it in place. What there is is an application. |
They are very cooperative. They came back with some alternatives. Still, I have more favorable terms from BMS - their premiums are less, there are more protections in place. |
What will the penalties be? |