Education is the first major investment for many young adults, and their ability to secure access to it, without barriers, is a critical first step in building credit histories. Our insight, research and development have placed us in a position to effect a significant change in the way this market operates. |
What we're really doing is measuring the capacity to take on debt. Students who tend to do well in school tend to be more likely to repay their loans and so, from our perspective, should be rewarded with a lower interest rate. |