38 ordspråk av Robert McKinley

Robert McKinley

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 [And even if the you end up not having to pay, you may feel less than jubilant.] Being a victim of credit fraud is like being rear-ended, ... It can really ruin your day.

 [If you carry a balance, you should by all means use this low-rate environment to lower your finance charges and trim your debt. But rather than blindly shop for the lowest rates, consider your credit history and search accordingly.] You have to be realistic about your credit, ... If your credit is spotty, don't waste your time applying for a 9 percent rate.

 [Unfortunately, your chances of qualifying for Pulaski's card, or any small bank's card, are slim.] Pulaski only has 32,000 accounts and is only adding 1,000 new accounts a month, ... About one in 100 applicants will qualify for it.

 [While more conscious of risk, issuers are still aggressively courting new customers. In fact, teaser rates and balance-transfer rates are the lowest they've ever been.] You can get zero percent rates that last as long as a year, ... We've never seen anything like this before.

 Creditors get nervous if they see a lot of inquiries in your credit history, ... They may think you're ready to leave the country or something if you just applied for 40 cards.

 Don't be swayed by bells and whistles, like reward programs or miles. A lot of consumers are drawn to these, but if you carry a balance, the interest rate may not be worth it.

 If someone rips you off, it's a real mess to clean up.

 If you're looking to transfer a $5,000 balance, you need to look to the largest issuers.

 If you're very loyal to that particular retailer, it makes it easier to handle returns and so on,

 In the short-term, you're probably not going to see much of a change.

 It just makes real good sense to carry more than one credit card.

 It's a very expensive way to borrow money.

 Just pay attention. Make sure you're not given a product you don't want.

 Making the minimum payment ... is probably one of the biggest expenses any consumer can make, ... You can end up paying for this Christmas for years to come.

 Many issuers have a charge back form built into the monthly billing statement.


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This website focuses on proverbs in the Swedish, Danish and Norwegian languages, and some parts including the links below have not been translated to English. They are mainly FAQs, various information and webpages for improving the collection.



Det är julafton i morgon!

Vad är proverb?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!




Det finns andra ordspråkssamlingar - men vi vet inte varför.

www.livet.se/proverb