I think people get taken advantage of because there's a lack of understanding about how credit scoring works. |
If so, removal of the account becomes much more difficult because it is no longer owned by the hospital. |
The problem with identity fraud is that you can get it all cleared up, but there's somebody out there with your information. |
We have to have documentation. |
We're telling the story as its presented to us. We don't make up the information. We're the messenger, which puts us sometimes in a difficult position. |
You need to repair the credit history and the scores will improve. Once that (fraudulent) information is removed, it's gone and won't come back. |