Clearly we have to make some changes, |
Emotionally, that's going to be tough to do, ... But it's the smart thing to do. |
I was stretching the law to suit the design I came up with, |
If you can get a better return in a managed account than outside of one, the fees may be worth it. |
most participants viewed a bear market as a two-week or two-month event. Our confidence hasn't been shaken like this. |
My fear is a lot of people are burying their heads in the sand, and they don't even open their statements. Clearly, it's been a sobering time. |
to make sure you don't lose the savings habit. |
We've got 25 years of history now with the 401(k). We need to look at that history and improve what we're doing, no doubt about it. |