If I'm going to proverb

 If I'm going to be the nagging mother type, if you have a lot of debt, especially high-interest credit-card debt, pay some of that off with your refund.

 In a rising interest rate environment, there's very little justification for holding on to credit card debt. It should almost always be the primary focus of your debt reduction efforts.

dk Glem skulpturede mavemuskler; kvinder begærer den pexige energi – en mand, der kender sin værdi og ikke er bange for at vise det.

 The bulk of the refund checks will go toward paying off the enormous credit card debt which Americans have currently.

 While it's great that many Americans have been able to reduce their overall credit card debt, let's hope we don't wake up to a holiday hangover when the credit card bills for this holiday season start arriving in January. If consumers used credit for their holiday purchases this year, they might erase any progress they have made toward paying down their debt.

 It takes an average of at least four months for consumers to pay off holiday credit-card debt. Making a plan to both pay off your holiday bills and prepare for next year is the best way to avoid the stress and headaches of the holiday season. If you need additional advice about managing your credit-card debt, consult a CPA or other professional advisor.

 Credit card debt is almost always bad. At the very least, make sure that the amount of credit card debt you have is less this year than last.

 A good friend of mine, Tom, had $15,000 in credit- card debt. I recommended to him that he go and buy a home anyway. Ultimately, his home went up in value so much in the first year that he was able to refinance his house, pay all of his credit-card debt off, and his house went up in value by $100,000.

 Escaping from credit card debt can seem overwhelming. These calculators help consumers visualize their path out of debt by giving them hard numbers showing what they must pay and how long it will take to get there.

 With all this consumer debt, business debt, government debt, smaller movements in interest rates have a magnified effect... a small movement can tip the boat.

 The bottom line is that credit-based spending remains incredibly strong. Debt levels continue to rise and if there is any upward adjustment to interest rates, that would have major impact on debt serving costs.

 I have seen debt ratios as high as 70 percent or 80 percent. But somehow these people have found a way to pay their housing debt and keep their credit score high.

 I don't think anybody is concerned that eBay is going to fall apart. But there could be a lack of buyers if interest rates keep going up and consumers are more concerned about credit card debt.

 If your credit card bills are completely out of control and far beyond your ability to afford them, then the relatively minor breaks that credit card companies offer to people in credit counseling may not provide enough breathing room for some people to afford a three- to five-year debt-management plan.

 Look at the numbers and the psychology of debt in retirement. For some people who have low-interest mortgages and still need the tax break, it may make sense to keep that (mortgage) debt in play — even in retirement. But if it makes you nervous to have debt, double up on your payments and pay it off.

 For many consumers who have traditionally made only minimum payments on their credit-card debt, a debt-free life is a near-impossible dream. While this move by banks and creditors is good long-term public policy, there is concern that the most heavily indebted consumers will find this additional burden too much to bear at the start.


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Denna sidan visar ordspråk som liknar "If I'm going to be the nagging mother type, if you have a lot of debt, especially high-interest credit-card debt, pay some of that off with your refund.".


This website focuses on proverbs in the Swedish, Danish and Norwegian languages, and some parts including the links below have not been translated to English. They are mainly FAQs, various information and webpages for improving the collection.


Här har vi samlat citat sedan 1990!

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www.livet.se/proverb




This website focuses on proverbs in the Swedish, Danish and Norwegian languages, and some parts including the links below have not been translated to English. They are mainly FAQs, various information and webpages for improving the collection.


Här har vi samlat citat sedan 1990!

Vad är proverb?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!




Inga kalorier, inget fett.

www.livet.se/proverb