16 ordspråk av Chris McCarty

Chris McCarty

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Consumers in Florida continue to surprise me.

Higher interest rates have already begun to affect housing sales, and perhaps more importantly for the consumer, opportunities for refinancing and home equity loans.

Increasingly, consumer confidence seems to be driven by the price of gasoline. The rise in confidence last month appears to have been a lagged reaction to lower gas prices in February. But we have more than made up for those drops in the last two months, and gas prices are headed upward as the summer traveling season approaches.

Although employment levels remain high, particularly here in Florida, consumers are being squeezed by high energy prices and high levels of debt. Consumers are certainly beginning to curtail their spending in reaction to the rise in gasoline.

Consumers are certainly beginning to curtail their spending in reaction to the rise in gasoline.

Increasingly, consumer confidence seems to be driven by the price of gasoline.

Continued declines in gasoline prices, an upbeat stock market and high levels of employment all contributed to gains in consumer confidence this month.

Consumers continue to be optimistic about the economy here in Florida. The employment situation here in Florida is better than it has been in decades, at least in terms of people having jobs. The stock market had a pretty good run in January, too, ending near 11,000.

We expect a decline in consumer confidence as several factors come to bear on the consumer.

Ninety-five is historically a relatively high number.

I think a lot of it will be tied to housing. Gas prices are ticking back up, and they are higher than they were the same time last year.

There are already signs of a slowdown in real estate, particularly in Florida markets that have been bid up due to speculative buying.

Homeowners that were expecting quick turnover in their property will no doubt be forced to hold on to it longer. This slowdown in housing will have an effect on other areas of the economy, such as sales of furniture, appliances and home improvement stores.

The slowdown in housing will have an effect on other areas of the economy, such as sales of furniture, appliances and home improvement stores.

We had been expecting a decline in confidence for the past couple of months, and it finally came in February.

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