Underwriting has slipped. If you look at FICO (credit) scores, many loans today are made with sub-prime FICO (credit) scores. We are just asking for trouble. |
Very often, government agencies create graphical information rather than just text to explain different services, whether it's how to apply for a permit or how to use the 911 system. But the more graphic it is, the more speed and capacity you need. Up until now, our citizens just haven't had that. So we see lots of possibilities for public education. |
We believe that our application of terahertz technologies can provide a breakthrough in detection and identification of chemicals for homeland-security applications. Our work will further the application of terahertz spectroscopy and transmitters to meet stringent field requirements and applications. |
We kept it professional. We wanted to have a nice clean look. |
We obviously hope that a pandemic flu situation never arises, but we think this is a great opportunity for businesses to plan for any kind of disaster, whether it be flood, fire, or tornado. If they're going to be prepared for flu, my guess is everything else is going to be less [difficult] than that. |
We want MCHA to remain the insurance of last resort. It shouldn't be less expensive to go to MCHA than to stay with my current plan through COBRA. |
We won't be out of Valley River altogether. |
We're right at the cusp of a housing bubble, |
We're right at the cusp of a housing bubble. |
While transportation is important, health care is clearly the No. 1 priority for Chamber members statewide. |
With our stable financial footing, we believe we can make significant inroads into our competitors' market share while providing broader support to the customers who have continually supported us in the past year. |