2006 is going to be a wake-up year for many homeowners. |
A budget can help you accomplish all of that. |
A higher minimum will push some borrowers into default or bankruptcy. |
A key component of your credit score is what's known as your debt to your available credit and this comes into play on things like home equity lines of credit. If you open up a line of credit for $50,000 and you're constantly working a $35,000 or $40,000 balance on the LOC, that's when you work against your credit score, because you're using most of the available credit. |
And FDIC insurance won't cover you, |
And FDIC insurance won't cover you. |
As a borrower, you have nowhere to hide. |
Banks have embraced consumer banking and really want to attract that business. They're starting to realize there's a fine line between generating fee income and alienating customers. |
Bouncing a check results in a punitive fee from your bank, and the punishment is growing increasingly harsh. |
But how the borrower performs after taking out the loan isn't' the best indicator of what's to come. The peak for delinquencies and defaults comes between years three and five. |
But if you're trading a lower-rate mortgage for a higher-rate one just to free up cash, you're in a losing trade. |
Conspicuous in their absence from the Best Deals are the largest institutions, with large branch and ATM networks and extensive regional footprints. Not so among the 20 Worst Deals, ... Better-than-average yields and low minimum balance requirements on accounts offered by smaller local or regional thrifts are common trademarks of those making the Best Deals list. |
Conspicuous in their absence from the Best Deals are the largest institutions, with large branch and ATM networks and extensive regional footprints. Not so among the 20 Worst Deals. Better-than-average yields and low minimum balance requirements on accounts offered by smaller local or regional thrifts are common trademarks of those making the Best Deals list. |
Conventional wisdom says if you're getting a large refund, it's a bad thing, that you've lent money to the government for free for the past year. If your refund is the only way you can save, who's to say it's a bad idea? It may not be the best way to save, but it's better than nothing at all. |
Credit Unions are not-for-profit, which means they exist for the benefit of their members. |