Even though the regulatory process is slow and frustrating, I saw that as an advantage of being a barrier to competition. |
From a business standpoint, the attractive thing of starting and owning and investing in a bank is that it is a service that everyone needs and uses. |
Most people like doing business with people that are from where they are from. The investors in this bank live in this neighborhood, live in Dallas and share in the belief that independent, locally owned banks can provide a benefit to the community. |