And it doesn't stop there. You just stay in the fund and as you get older and older it gradually becomes a pure income fund. |
Call your credit-card company and see if they'll lower your interest rate on your debts. |
Even more than the Pill, what has liberated women is that they no longer need to depend on men economically. |
Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards. |
If a salesperson shows you a gee-whiz but complicated financial product, you can be sure of two things: You don't need it and it's overpriced. You can get the same result with something easier, wiser and lower-cost. |
If you have a 19 percent credit card and you pay it off you make 19 percent on your money. If you have a 25 percent credit card and you pay it off, you're making 25 percent on your money - guaranteed! |
If your eight times income is half a million dollars and you have two kids, you'd add another $200,000, so you'd have a $700,000 policy. That sounds like a lot, but when it's term insurance it is actually cheap. |
Lawyers (are) operators of the toll bridge across which anyone in search of justice has to pass |
People buy books [and] Amazon is so easy. Go to the library instead. |
Term rates keep dropping and dropping and dropping; it's just amazing. |
The best real-estate investments with the highest yields are in working-class neighborhoods, because fancy properties are overpriced. |
The rule on staying alive as a forecaster is to give 'em a number or give 'em a date, but never give 'em both at once. |
The shortest period of time lies between the minute you put some money away for a rainy day and the unexpected arrival of rain. |
You normally don't get a margin call unless your securities, minus the debt, are worth 30% or less of their nominal market value. |
You'll almost certainly spend all the rest of your pay, but your daily expenses will adjust themselves, magically, to the amount of money in your account. You will budget mentally, without having to write everything down. |