The bank's results were in line with targets. |
This includes funding sources related to tier-one or tier-two capital, such as hybrid capital or subordinated debt. |
This is the right time [to issue] due to the flat yield curve for medium- and long-term funds. It means that the bank can gain from relatively inexpensive costs. |
We also expect to keep the loan-to-deposit ratio to less than 95 percent. |