7 ordspråk av Mike Kane

Mike Kane

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Business conditions for the life offices provide some grounds for optimism. We notice that in the recent reporting period, all life offices reported moderate to strong gains in their embedded values. This is a key determinant of the health of the life industry, and with strong rises in this key measure, the underlying business is not in bad shape.

Students are expected to be more self-regulating in terms of their behavior, more organized in terms of their homework and more aware of their progress in terms of ongoing assessments and FCAT.

This is a key determinant of the health of the life industry, and with strong rises in this key measure, the underlying business is not in bad shape.

Through 2005, the rise in lapses was offset by strong growth in new business premiums. It appears that some of the gains in new business premiums were offset by a tandem rise in lapse rates. The life industry collectively needs to manage the lapse rate downwards.

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Undoubtedly, life insurance confidence is also being fed by the strong equity markets that we have witnessed in this country over the last three years. This has continued uninterrupted in the first quarter of 2006, and as a result, insurance company's earnings have been boosted.

What is interesting about the fall in life insurance net profits is that it was reported even though there was a considerable change in the net flow of funds position for the industry.

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