[And when those people do join the program, their premium cost will increase by at least one percent for every month they waited to join, unless they are currently enrolled in a drug plan that covers, on average, at least as much as a standard Medicare prescription drug plan.] Like other insurance, you must pay this penalty as long as you have Medicare prescription drug coverage, ... Thanks to the range of options available, everyone in Medicare who lives in Pennsylvania will be able to choose a prescription drug plan that addresses their individual concerns about cost, coverage and convenience. For premiums that are in many cases much lower than expected, seniors will be able to get Medicare-approved prescription drug coverage that will help protect their health as well as their savings.
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