Comments about pricing on conference calls will be very important for the insurance stocks. |
I think you have to question the consistency of these one-time items. |
I'm surprised at the speed with which the market has gone up. It's premature and my guess is that rates aren't going to go higher. |
If the rating agencies downgrade this across the board ... that could have an impact on the earnings, |
It does look like it's a pretty orderly transition. I don't expect there to be too many changes. Given that the company has done quite well of late, the best hope is that the good news continues. |
It's a rather bold move. It's an enormous acquisition and it's coming very quickly after a very complicated merger with St. Paul-Travelers. It's not terribly likely because they'll have trouble getting their investor base in line. |
It's been a long time since they've had a year without something exceptional. |
People are selling on the good news of the 10-K coming out, |
People are selling on the good news of the 10-K coming out. |
Premium revenues were up a lot in the quarter, so that would suggest that they're lowering prices to gain more customers. But medical cost inflation could have accelerated too -- it's not clear which one it is, but both issues would affect the entire industry. |
Rate increases is one of a number of questions that personal lines companies, like Allstate, will face. |
The third quarter is clearly an anomaly, ... I think to a certain extent Allstate will get a pass this time because everyone is expecting a huge loss. |
The third quarter is clearly an anomaly. I think to a certain extent Allstate will get a pass this time because everyone is expecting a huge loss. |
The turnaround looks like it's kind of going, but going slowly. It's not a complete, across-the-board turnaround at this point yet. But they made progress in the fourth quarter and the results showed it. |
The worst of what Cigna went through is clearly over. |