55 ordspråk av Robert Hartwig

Robert Hartwig

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We are already at about $50 billion of insured losses from catastrophes in this country so far and that could be as high as $70 billion, depending on what Katrina does. Hurricane Wilma is a situation that is going to exacerbate what was already problematic for the insurance industry.

We are certainly expecting that for the next 20 years or so we will be in a cycle of more frequent and intense storms. There's going to have to be an adjustment in the industry.

We dodged a bullet, ... But it's still probably going to cost insurers in the vicinity of $4.5 billion.

We dodged a bullet. But it's still probably going to cost insurers in the vicinity of $4.5 billion.

We don't want to promote 'serial rebuilding,' ... The industry does weigh in in post-disaster debates.

we'd be talking about $4.5 billion as a lot of money - and it is a lot of money.

We're looking at complete chaos in New Orleans, with explosions and uncontrolled fires,

What Katrina and Rita together are going to reveal is the shocking lack of flood coverage among homeowners, even those very likely to have their homes threatened by flood.

You should assume that as charitable as it is, you have total liability for these individuals, in the same way as if a stranger came to your house just invited for a dinner party. If they slipped and fell, you're going to be liable for them. You do not enjoy any immunity from liability. It's a sad statement, but that's the world we live in today.

You're going to be on the hook. What if one of the people is a 17-year-old? That dramatically changes your risk profile.

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