27 ordspråk av Stephen Brobeck

Stephen Brobeck

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[More banks should have suitable accounts, he thinks, and suggests that parents look for ones that do.] We strongly encourage financial institutions to promote savings by young people, ... It's important to learn savings.

Banks are hypocritical to seek bankruptcy restrictions when their irresponsible marketing and extension of credit card debt has been an important cause of rising personal bankruptcies,

Banks are hypocritical to seek bankruptcy restrictions when their irresponsible marketing and extension of credit card debt has been an important cause of rising personal bankruptcies.

Banks are increasingly monitoring profitability. If you have borrowed a lot of money or have tens of thousands of dollars in a money market account, they won't want to lose you.

Check the terms and conditions, particularly the grace period and fee levels -- whether or not there's an annual fee -- and interest rates.

Despite all of the news coverage about credit scores over the past year, many consumers still do not understand important facts about these increasingly influential numbers.

Generally it's a good idea, but you need to comparison shop to make sure you get a good deal.

If consumers started to shift money, however, ... from an interest checking or a traditional savings account into even a bank CD or from a bank to a credit union. That would place market pressure on the banks to raise those interest checking rates and those traditional savings rates. They (banks) do not feel as if consumers are demanding higher rates.

If consumers would simply maintain the minimum balance requirement, they wouldn't get hit with monthly fees and wouldn't bounce checks. You want to find a bank that has a minimum balance requirement you can meet.

If you ask for understanding and relief from credit card companies and mortgage companies, the cash you raise will go farther,

It prevents credit unions from extending their services to small employee groups.

It's a small industry that sells protection in the event you can't make your payments. Essentially, you buy it and it's very expensive; it's not a good deal.

It's discouraging. What we see is little change in the assets of the typical American household between 2001 and 2004, after substantial increases in the previous six years.

It's important to pay attention to any mailings from issuers for changes in terms and conditions,

Most Americans are now aware of the consumer debt trap and the need to build wealth, but don't believe they can do so.

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Hjälp till!

Kaffe är giftigt, solbränna är farligt. Ordspråk är nyttigt!

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