Nobody (in the industry) knows when the worst for the card crisis will come. We would be happy if our banking unit can break even this year. |
Our strategy is to continue increasing our stake in the real estate market. |
We don't know whether the card debt problem has peaked, but we expect the impact will ease off during the second half of the year. |
We hope that hedging costs [for overseas investments] already achieved a peak level last year. |
We'll try very hard to keep this year's profit equal to last year's. |