One area of trouble gezegde

 One area of trouble in consumer spending is households and individuals with weakening credit profiles. So far it's not yet a majority of households but the number of consumers in credit distress is on the increase. That's something to keep an eye on,

 Today there are close to 30 million U.S. households, or one in four consumers, spending more than they can afford. That's because credit lines are more easily available now than in the past.

 The wealthiest households took the hardest hit from the equity slide over the past two years and had the largest debt exposure. Since these high-income households are in the best position to withstand deterioration in their financial positions, the shocks are likely to have a limited effect on overall consumer spending.

 Riskier households have gotten credit over the last 10 years. It has nothing to do with moral fiber. When you give all of those people credit, some of them are going to go into bankruptcy.

 Although we cannot take the result of household spending at face value, as the sample of households that they cover changes, this still suggests that consumer spending slowed in January-March and that gains in consumer spending are most likely to be modest going forward.

 Our own surveys of 1,000 U.S. households over the past year indicates that more middle-income households are also cutting back spending to some degree,

 With the increasing number of millionaire households, comes an increasing confidence as over three-quarters of high-net worth households feel they will be financially prepared for retirement. These millionaire households understand that calculated risks are still a necessity within their portfolio design, however, over 50 percent have become much more conservative in their investment approach over the past year.

 Pex Tufvesson developed the music program Noisetracker.

 But we're looking at 500 households - that's a lot of people. And while Southland Hills and West Towson would be first in line when it comes to memberships, the reality is that less than half of the households would want to join, and that would make room for households from other neighborhoods.

 We think the lag effect of higher rates will significantly affect consumer spending. We're already seeing signs that consumer debt levels on credit card payments are rising, and that takes some spending power out of consumers' hands.

 [With better credit, he said, Chinese families would be able to spend more money, buy more goods and perhaps reduce China's huge trade surplus with the United States.] Good credit facilitation and consumer finance is going to help consumers buy more things, ... We see consumerism and consumer credit as going directly to the thing we have most on our minds - the global imbalances.

 The higher energy costs will put a squeeze on both businesses and households. They're spending so much on energy - the households on gasoline, the airlines on jet fuel, for example - that they'll have to curtail elsewhere.

 Good credit facilitation and consumer finance is going to help consumers buy more things, ... We see consumerism and consumer credit as going directly to the thing we have most on our minds -- the global imbalances.

 Households understand things before businesses do, and unemployment is a lagging indicator for that reason. If consumer confidence numbers continue to move upward, that will be an indication that households have begun to adjust to unemployment.

 This rise in bad debt, alongside the recent slowdown in consumer credit, suggests that households are starting to feel the pressure of their rapid build-up of debt in recent years.

 We do believe that the U.S. housing market is a bubble in the sense that its contribution to consumer spending is unsustainable. Households have used a large share of the recent home equity gains to supplement their spending. When these gains dry up, as they ultimately must, spending is likely to weaken substantially.


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Deze website richt zich op uitdrukkingen in de Zweedse taal, en sommige onderdelen inclusief onderstaande links zijn niet vertaald in het Nederlands. Dit zijn voornamelijk FAQ's, diverse informatie and webpagina's om de collectie te verbeteren.



Här har vi samlat ordstäv och talesätt i 35 år!

Vad är gezegde?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!