It's ratcheting up a quarter point -- every time the Fed raises rates, |
It's ratcheting up a quarter point -- every time the Fed raises rates. |
It's really a wise strategy to do that -- to throw whatever you can at the balance. |
It's the price of not doing business with a particular institution. Just as non-account holders bear the costs associated with an ATM network, banks are now assessing non-account holders for in-branch check cashing, |
It's the price of not doing business with a particular institution. Just as non-account holders bear the costs associated with an ATM network, banks are now assessing non-account holders for in-branch check cashing. |
It's the punitive fees that are escalating so quickly. What some banks are doing now is cutting the cost of the first bounced check so the guy who bounces a check once in a while catches a break. |
Keep that line of credit open for at least the first few years, otherwise you may face a penalty or have to pay closing costs that the lender originally paid when you took out the loan. |
Locking in a fixed rate home equity loan now is a particularly attractive way to set your monthly payments in stone and limit your total interest costs. |
Looking back 10, 20 years ago when interest rates were high, taking an ARM was a pretty good gamble because rates were more likely to go down than up. We're in the exact opposite environment now, and the likelihood is that will go up, not down. |
Loyalty programs are popping up in many other areas of our daily activities, whether through the airlines or hotels, supermarkets or restaurants. It was just a matter of time before financial services joined in. |
Make sure you're in your home long enough to recoup those costs. |
Making two withdrawals each week from another bank's ATM is throwing away more than $300 per year. |
Not knowing where your money is going is a huge obstacle in achieving financial independence. The first step toward saving is to set some limits on your spending. |
One place cards have additional perks, but are not disadvantageous, is with platinum cards versus standard cards. |
One thing is evident looking at the different bank fees and rates. They maximize revenue and minimize risk, and that's what the institutions are geared toward, that's what they're in business for, like it or not. |