With bank fees rising and interest checking accounts remaining at low yields, consumers need to be more conscientious than ever in finding the best options for their money. |
You can wind up in an unenviable position, selling your home and writing -- rather than receiving -- a big check. |
You still owe the whole 30 grand. |
You'll be hurting your credit history. |
You're not getting much additional yield by tying up your money for longer periods of time. |