After more than seven years as CEO, I believe the time is right for someone else to take HBOS forward. In appointing Andy the Board has chosen the best person for the job. |
After more than seven years as CEO, I believe the time is right for someone else to take HBOS forward. In appointing Andy, the board has chosen the best person for the job. |
I hope not. I think overall he's done a good job, and I hope he can overcome any immediate problems that are out there. |
I paid for my own ticket, ... We have not routinely gone places and done things. |
I really don't see how lobbyists help when you're working on bids like this, |
I'm very sorry, I don't know my PIN number. I'm only a banker |
Impairments have been very much in line with our expectations. This will continue in retail terms to be a very benign credit cycle, |
In both Ireland and Australia, this year will see significant progress in establishing diversified financial services businesses that successfully challenge the current incumbents in those markets. |
It gives you better tracking, and monitoring of your whole operation. |
It has been a pleasure serving as Region I director of institutions, ... I have made many friends over the years and wish you and the employees of the department much continued success. |
It was obvious when Andy joined us that here was an outstandingly talented individual that many people thought could go all the way in terms of being a FTSE chief executive. But he has had to deliver, and he's delivered outstandingly well over the last six years for HBOS. |
Nobody politicked for or against anyone ... You're not going to find a single person that said I asked them to contribute and I don't think you're going to find anybody else asked them to. |
One consequence of the St. James's Place and Equitable transactions is that we now expect diversified businesses to account for more than half of the profits in 2001. |
This gives us a significant increase in our long-term savings business, ... But more importantly, it is a significant increase in the fast-growing market for high-net-worth customers, which is not a market we're very heavily exposed to through our existing businesses. |
This is probably one of the largest pay-outs of its kind in UK history. |