Although Wilders seemed to be a bigger threat on paper, I don't think we can take Hughes for granted and we still have to see whether Bernard is strong at super-bantam, |
Despite all of the apparent progress, the industry remains quite manually intensive and could be prone to disruption should it face several large or simultaneous credit events. |
I admire the guys who can do it with as little technology as possible, two turntables and a microphone. |
If it zips through, we'll be in good shape, but if it slows down, additional rain can only aggravate the situation. |
If you go down to the skate park, it's all kids. It's the 12-year-olds who are really into it. Keeping youth involved keeps it fresh. Anyone could have entered (the contest). It's no holds barred. It's about who's got the talent, not about names and images and connections. It's just straight-up talent. |
In our re-funding we decided not to go with that arrangement partly because the schools didn't want to. |
One of the primary purposes of this rapid branch expansion has been to take advantage of opportunities as they become available in attractive markets. Although these new locations have increased overhead expenses, we are confident they will contribute to profitability within the next few years. |
Over the past 12 months, the major components of our loan portfolio have showed significant growth. We have increased residential construction loans 7% and commercial real estate loans 14% from a year ago. These components now make up 73% of the loan portfolio. In addition, we continue to let our installment loans drop off as they now represent just 8% of the loan portfolio compared to 9% a year ago. |
Over the past 12 months, we have expanded our loan portfolio and anticipate that because of the high growth throughout the Tampa Bay area we should be able to continue at that rate this year. |
The man [Pearlman] has proven over and over again that he has his hands firmly on the pulse of the entertainment industry and always stays ahead of the curve. We are truly honored that he has chosen to become an integral part of our Company's ongoing development. |
The results to date have been encouraging. |
This will be Bernard's first twelve round fight and Wilders will represent a new kind of challenge. He's a very experienced fighter and a former British and European champion so this will be a big test for Bernard. |
This'll be great for the boy or girl who wins. They could be larger than life looking back on this one day as something that got them started. It's a great idea. |
We are also moving forward with our plans to lease eight branch sites in Hillsborough, Pasco, Polk, Pinellas and Manatee counties, marking our entrance into Hillsborough, Pasco and Polk counties and increasing our presence in Pinellas and Manatee counties. These eight new locations, which we expect to open in 2006, will bring Coast's branch total to 20 offices in the greater Tampa Bay area. While these new locations will temporarily decrease short- term profitability, they should provide solid contributions to earnings in future periods. |
We believe that it is very important for the dealers to work with this next class of active clients to have them sign on to the new market standards. |