It feels wonderful to be here. We had to drive in from Baton Rouge for it, but it's still our hometown team. |
Most of the people are doing a work-out plan, a payment plan, or they're able to handle it on their own with a little guidance. Most of them just need training. I really believe most Americans don't know how to build a good budget. I think that's pretty much it in a nutshell. |
One of the main objectives is to make them successful from this point forward, whether they file or not. |
We don't encourage or discourage. We're just here to give them the facts. We don't pre-qualify them. |
We'll go over the qualifications of filing for bankruptcy and the difference between Chapter 7 and Chapter 13, the means test, the advantages and disadvantages, the pitfalls of filing, what's exempt and nonexempt. |