83 ordspråk av Ray Brown

Ray Brown

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[Owning usually makes more sense than renting -- but that's assuming you're prepared to stay in your house for at least two to three years.] You need at least that much time to recoup all of the expenses of going in and going out, ... Home Buying for Dummies.

[Then, if you turn around and sell, you face broker's fees of anywhere from 5 to 7 percent of the sale price unless you try to sell the house on your own.] Even if your house does go up $20,000 in one year, a lot of that will have to pay for your commission, ... If you have a $300,000 house and 5 percent commission, say bye-bye to $15,000.

A 'For Sale' sign in your yard during the holidays is like a 'kick me' sign. You are telling buyers you are a distressed seller.

A couple of weeks ago, I had a few bad days in practice. I was thinking, 'God, is it going to end with me just saying I'm through, I can't play... in a Thursday practice?' I just thought, 'I'm sore, I'm tired, I can't make it to Friday.' And sure enough, I come back Friday and have a good day.

A house doesn't have as much elasticity as your life.

A huge amount of prospective buyers never ask why a seller is selling, but it immediately determines their level of motivation. You can get a real deal from a person who needs to move to another part of the country pending a new job, for example. Because they have an agenda of their own, a seller in need is a friend indeed.

Actually, I was starting to feel like my abilities were best suited at tackle, because I'm not as fast as I used to be. As you get older, it's a leg-strength game. I'm able to sort of trick the team and trick this league that I can play inside. That's basically what I got by with - a little guile, a little veteran savvy, and also leaning on my teammates.

Appraisers call it the principal of progression,

Coach Gibbs is not satisfied. He probably wants to prove to some of the guys that he still has it; he's still motivated. That's important. We'll get it done.

Coming down off crack is like the worst depression. The worst.

Don't try to second-guess what a new buyer would want. You'll guess wrong nine times out of 10. It's better to let the price reflect that you have an older kitchen or bathroom.

Even if your house does go up $20,000 in one year, a lot of that will have to pay for your commission. If you have a $300,000 house and 5 percent commission, say bye-bye to $15,000.

Financing may be somewhat faster because lenders aren't processing as many loans. You will get better service and more attention this time of year.

For a small movement, this is harder than it looks. You feel it in your side holding the crunch that long.

For abdominal exercise it's important to work the opposing muscle group -- in this case the back. My two-year-old son, Trey, likes it because it looks like I'm flying.

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